Financial Performance Analysis of Bank Rakyat Indonesia Using CAMEL Model
Article Sidebar
PDF downloads: 824
Main Article Content
Abstract
The assessment of inancial performance is becoming increasingly important. The Regulation of the Central Bank of Indonesia
No.13/24/DPNP/2011 provides the mandatory of measuring Health Level Assessment System of Commercial Banks in Indonesia. The
purpose ofthis study is to measure inancial performances ofPT. Bank Rakyat Indonesia (Persero), Tbk (BRI) for the period 2011 to 2015,
and to determine the strongest correlation among inancial ratios in the component ofCAMEL. The method used is a CAMEL model, which
is divine to Capital (C), Assets Quality (A), Management (M), Earnings (E) and Liquidity (L), and also a statistical method, namely coeficient
correlation calculation. The aspects of one another are interrelated and inseparable. The data is collected from the Audited Financial
Reports of BRI for the periods of 2011-2015. The result of the study shows that over the last ive years, the inancial performance achieved
by BRI was a healthy predicate respectively. All of the financial ratio performances have complied and achieved above the standards ofthe
Central Bank of Indonesia. And based on coeficient correlation calculation among inancial ratios in the CAMEL components, it
reveals that between Return on Asset (ROA) and Operating Expense to Operating Income (BOPO) has a strong negative correlation. The
ive-year trend shows that if the BOPO decrease followed by the increase ofROA, and vice versa.
Article Details
International Journal of Business Studies by Sekolah Tinggi Manajemen IPMI is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a CC BY-SA Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
4. Copyright Transfer Agreement Form can be downloaded HERE.
